Third Party Damage
Third-Party Claims: When Someone Else Causes Your Loss
Third-party claims arise when damage to your property (home or business) or financial loss is caused by someone else's actions or negligence. Common examples include:
A contractor damaging your roof or walls during neighbouring works.
A delivery lorry colliding with your premises.
Flooding from a burst pipe in a flat above yours.
Falling trees or debris from adjacent land damaging your property.
Pursuing compensation directly through the other party's insurer (or the party themselves) is rarely straightforward. Key difficulties include:
Proving liability, including establishing negligence and clear fault from the other party.
Policy interpretation
Complex negotiations due to legal liability principles
Why Choose CMS for Third-Party Claims?
We turn a potentially stressful, protracted battle into a managed, professional recovery. Our expertise in liability assessment, evidence gathering, and insurer negotiation ensures you achieve the best possible outcome without the burden. At CMS, we act as your export advocate to:
Manage the Process: Coordinate experts, deadlines, and legal support.
Handle Insurers: Negotiate assertively with third parties or their adjusters to obtain a fair settlement.
Maximise Recovery: Claim full costs—repairs, contents, and business losses.
Recover Uninsured Losses: Third-party claims can cost you additional costs that are typically insured under an insurance policy. We can assist in reclaiming these unforeseen costs.
Contact us.
We are dedicated to helping you. To arrange an appointment, or to find out more information on how we can assist, give us a call or fill out our callback form below:
Call one of our helpful staff members below:
Or call down to our office at:
42 Bridge Street, Strabane, Tyrone, BT82 9AE