Subsidence

Illustration of a house with a cracked roof and windows, surrounded by large cracks and storm clouds, indicating damage or a storm.

Subsidence Claims: Expertise for Ground Movement Damage

Subsidence occurs when the ground beneath your property sinks or shifts, causing serious structural damage like cracks in walls or misaligned doors and windows. These claims are among the most complex in insurance due to the need to pinpoint the root cause – whether natural (clay soil shrinkage, tree roots, geological conditions) or man-made (poor drainage, leaking pipes, historical mining activity).

Assessing the full extent of the damage and securing fair compensation is intricate. It requires evaluating:

  • The structural integrity of your property.

  • Necessary repairs (often extensive and technical).

  • The impact on your property's value.

  • Potential disruption to your home life or business operations.

A garden being excavated next to a house with visible tunnels and disturbed earth, with neighboring houses and a lawn in the background.
Close-up of a yellow measuring tape measuring a crack in a white wall or ceiling, showing approximately 9 inches.
Exterior of a building with visible cracks on the yellow walls, a window with blinds, a black drainpipe, and a vent.

Why Choose CMS?
At CMS, we cut through the complexity of subsidence claims with focused expertise:

  1. Technical Investigation: We partner with structural engineers and surveyors to pinpoint causes and document all damage.

  2. Claims & Negotiation Power: We build robust evidence, handle insurers/loss adjusters, and fight for full compensation covering repairs, devaluation, and temporary accommodation.

  3. End-to-End Management: We handle the entire stressful process – paperwork, deadlines, expert liaison – keeping you informed and protected.

Don’t let subsidence destabilise your peace of mind. CMS delivers expert advocacy to secure your maximum settlement. Contact us immediately – early action is critical.

Contact us.

We are dedicated to helping you. To arrange an appointment, or to find out more information on how we can assist, give us a call or fill out our callback form below:

Call one of our helpful staff members below:

 

Or call down to our office at:

42 Bridge Street, Strabane, Tyrone, BT82 9AE