Storm Damage

A house with a cracked roof and broken chimney, indicating damage from a storm or accident.

Storm Damage Claims: Expert Guidance for Northern Ireland Properties

Atlantic storms bring ferocious winds and torrential rain to Northern Ireland, often causing devastating damage to homes and businesses. From torn-off roofs and shattered windows to structural compromise and widespread water ingress, the aftermath is physically destructive and emotionally overwhelming.

Why Storm Claims Are Complex:

  • The "Storm" Definition Battle: Insurers frequently dispute whether weather conditions meet their specific policy definitions of a "storm" (e.g., minimum wind speeds, duration). Many valid claims are initially rejected or underpaid based on this technicality.

  • Wear & Tear vs. Storm Damage: Insurers often try to attribute damage to pre-existing wear and tear or poor maintenance rather than the storm itself. Proving the direct causal link requires expert assessment.

  • Secondary Water Damage: Wind damage often creates entry points for heavy rain, leading to significant internal water damage, mould risk, and ruined contents – all needing meticulous documentation.

  • Urgent Repairs vs. Evidence: Securing your property temporarily (e.g., emergency roofing) is vital but must be done in a way that preserves evidence for the claim.

Tree branch broken and fallen onto damaged roof with missing shingles on a brick house.
Downed tree branch blocking part of a gravel driveway, with a black vehicle on the left and a grassy area with a treehouse and tall trees in the background under a clear blue sky.
Side view of a house with a sloped roof under repair, showing missing shingles, white walls, and a window with curtains, with a cloudy sky in the background.
A gray house with a small balcony, damaged and broken tree branches in the yard, and snow on the ground.
Collapsed and deteriorated wooden roof structure with broken, rotting planks and debris, supported by a concrete pillar, under a blue sky and bare tree branches.

At CMS, we specialize in navigating these complexities. We provide expert guidance and representation to ensure your storm damage claim is presented effectively and accurately. Our experienced team understands insurer tactics and will fight to secure the maximum compensation reflecting the true extent of your loss.

Why Choose CMS for Storm Claims:

  • Policy Expertise: We cut through disputes about storm definitions and coverage

  • Comprehensive Assessment: We document all damage - structural, water ingress, and contents

  • Strong Negotiation: We handle insurers to secure fair compensation

  • Personal Support: Dedicated guidance through the entire claims process

Trust CMS to secure the settlement you need to restore your Northern Ireland property to its pre-loss condition.

Contact us.

We are dedicated to helping you. To arrange an appointment, or to find out more information on how we can assist, give us a call or fill out our callback form below:

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Or call down to our office at:

42 Bridge Street, Strabane, Tyrone, BT82 9AE