Accidental Damage

A house with visible cracks and damage on the walls, windows, and roof, indicating significant structural issues.

Accidental Damage Claims: Covering the Unexpected

Accidental damage cover is not automatically included in most insurance policies. It’s typically an optional add-on you must specifically request when arranging your cover. Don’t assume you’re protected – check your policy details.

Why Accidental Damage Cover Matters:
This crucial addition provides broad protection against unforeseen, unintentional events that could damage your property or disrupt your business. Unlike standard coverage for named perils (like fire or flood), accidental damage safeguards you against everyday mishaps – think broken windows, spilled liquids damaging equipment, or accidental structural damage during renovations. It fills a vital gap, covering incidents that fall outside typical policy criteria but can cause significant financial loss.

Broken white ceramic tiles on the floor with visible cracks and some dislodged pieces.
Front-loading washing machine filled with soap suds overflowing onto the floor, with laundry detergent bottles nearby and a wicker basket with a blue cloth on top.

Your Partner When Accidents Happen:
If you suffer accidental damage, CMS is here to help. We act swiftly to:

  1. Assess Thoroughly: We meticulously evaluate the full financial impact – including repair/replacement costs and any resulting business interruption.

  2. Navigate Complex Claims: We handle the intricate claims process, ensuring all policy terms are met and documentation is robust.

  3. Maximize Your Settlement: Our expertise ensures you receive the full and fair compensation you’re entitled to under your policy, helping you restore your business efficiently.

Don’t let an unexpected accident become a financial crisis. Ensure you have the right cover, and know that CMS will fight for your rightful settlement if the worst occurs.

Contact us.

We are dedicated to helping you. To arrange an appointment, or to find out more information on how we can assist, give us a call or fill out our callback form below:

Call one of our helpful staff members below:

 

Or call down to our office at:

42 Bridge Street, Strabane, Tyrone, BT82 9AE